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About Us

Keystone Financial Services is family owned and operated since 1988.

Sandy Flynn serves as our Co Owner, Corporate Controller and Appraisal Management Specialist. Her loving heart,  never failing support, dedication and commitment to our Family, Clients and Friends remains essential to the success of this Corporation. 


Joe Flynn graduated Pitt and joined KFS in 2007.
He passed the National SAFE and Pennsylvania Mortgage Loan Originator Examination and is licensed to Originate applications.

Joe has extensive knowledge to assist our clients from origination through closing.

Donna Clark is an adopted part of our family and an outstanding talent in our organization.
She has a proprietary interest in servicing your account from processing through closing.


Mike Flynn has a passion in originating loans for our valued clients, Realtors, Builders and working with his family.

Mike's Industry service, awards and designations:

2009 - Mortgage Bankers Association of America awarded
a Certified Mortgage Banker (CMB) designation.
1 of 700 designations Nationwide.

2010 & 2012 Mortgage Bankers Association of Southwestern PA awarded 
with the Mortgage Banker of the Year.

2012 - 2014 Served as Chairman, Mortgage Bankers Association of Pennsylvania.
2010 - 2012 Served on MBA PA Board of Directors.

2007 Mike service as President, Mortgage Bankers Association of SW Pennsylvania.
2004 - 2007 Served on MBA SWPA board of directors.

KFS has built an exceptional reputation as an outstanding mortgage origination firm, serving the lending needs of Real Estate professionals, builders and individual homebuyers throughout the South Western Pennsylvania region.

We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage lending resources and are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

Mike Flynn
Keystone Financial Services
Direct:  (412) 369-9070 Ext. x5
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